Whether you’re refinancing, purchasing or building an investment property, our team of Mortgage Specialists are here to make the process easy.
You can borrow up to 90% of the property value for new apartments and up to 95% of the property value for other types of dwellings. 1
To support your investment strategy and your budget, interest only terms are available for up to 5 years with longer terms availabe on application.
Featured investor home loans
For new and existing loans
Principal and interest repayments with a maximum LVR of 95%:
Comparison rate from:
Other home loan choices
Basic Home Loan
Fixed Home Loan
Standard Variable Home Loan
Access your equity
You may be able to borrow against up to 80% of the available equity in your owner occupied home which can be a great way to take the next step towards buying an investment property.Find out more
How to apply
You can apply online, over the phone or by visiting one of our financial services stores. One of our Mortgage Specialists will guide you through the process.
Home Loan Key Facts Sheet
Fees and charges
Home improvements that add value
Here's some tips on which home improvements can really add value to your home or investment.Read more
Financing property repairs
If you need to finance property repairs or improvements but don't want to fiddle with the mortgage, our home improvement loan can help.Read more
Protect your family and your lifestyle
Would you and your family be able to cope financially if life took a turn for the worse? Get peace of mind with FlexiCover Life Insurance.Read more
You can view Target Market Determinations here.
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Some suburb exclusions apply. Applies to QBE LMI “First Home” product only. Lenders' Mortgage Insurance applies for LVR over 80%.
2 Rate is current as at 17/11/23, is for new money and switches, and subject to change without notice. Application and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. You should refer to your terms and conditions for more information.
3 Rate is current as at 24/11/23, is for new money and switches and subject to change without notice. Application and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. Government charges or any exit costs may be incurred from your existing lender. Your interest rate and repayments may increase at the end of the fixed term as a lower discount applies for the remaining term. Break costs apply to fixed rate loans.
*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Community First Credit Union LimitedABN 80 087 649 938 | Operating as Community First Bank | AFSL and Australian credit licence 231204| BSB 512-170