Make the most of your investment
Whatever your investment strategy, we offer competitive rates and flexible repayment options.
Easy
Whether you’re refinancing, purchasing or building an investment property, our team of Mortgage Specialists are here to make the process easy.
Low deposit
You can borrow up to 90% of the property value for new apartments and up to 95% of the property value for other types of dwellings1. Select from our home loans below to view interest rates for all loan values up to 95% LVR.
Flexible
To support your investment strategy and your budget, interest only terms are available for up to 5 years with longer terms available on application.
Featured investor home loans
Variable rate
Go Basic home loan
For new and existing loans
5.44
%p.a. 2
Find out more
Special Offer – 2 year fixed rate
Boost Package home loan
For new loans, and existing loans with a top up of $50,000 or more
4.99
%p.a. 3
Find out more
Other home loan choices
Access your equity
You may be able to borrow against up to 80% of the available equity in your owner occupied home which can be a great way to take the next step towards buying an investment property.
Find out moreHow to apply
You can apply online, over the phone or by visiting one of our financial services stores. One of our Mortgage Specialists will guide you through the process.
Home improvements that add value
Here’s some tips on which home improvements can really add value to your home or investment.
Financing property repairs
If you need to finance property repairs or improvements but don’t want to fiddle with the mortgage, our home improvement loan can help.
Stay financially resilient
Here are 4 steps you can take to improve your resilience and stay on top of your mortgage repayments.
You can view Target Market Determinations here.
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Some suburb exclusions apply. Applies to QBE LMI “First Home” product only. Lenders’ Mortgage Insurance applies for LVR over 80%.
2 Rate is current as at 28/08/25, is for new money and switches, and subject to change without notice. Application and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. You should refer to your terms and conditions for more information.
3 Offer Terms and Conditions: Credit eligibility criteria, terms & conditions, fees & charges apply. Offer commences 17/11/25 and is for eligible applications submitted by 16/12/25 and funded by 16/03/26 and can be withdrawn or changed at any time. Offer is available on Boost Package Investment 2 Year Fixed interest only home loans for new investment home loans with a minimum balance of $50,000 or for internal loan increases of at least $50,000. Acceptable purposes are residential property purchase and refinance; construction loans are excluded from the offer. Annual Package fee of $395 is payable in advance and includes one standard valuation fee and legal fees for one security property. Valuation for additional securities will be charged at cost and could incur additional legal fees. Government charges apply. Your interest rate is fixed for 2 years and may change prior to funding. At the end of the fixed term, your home loan will revert to the Boost Investment variable rate home loan, at the relevant interest rate applicable at that time (based on your loan repayment type at the end of the fixed term). Your interest rate and repayments may increase at the end of the fixed term. Break costs apply to fixed loans. Government charges or exit costs may be incurred when refinancing from your existing lender.
*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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