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Make the most of your investment
Whatever your investment strategy, we offer competitive rates and flexible repayment options.
Easy
Whether you’re refinancing, purchasing or building an investment property, our team of Mortgage Specialists are here to make the process easy.
Low deposit
You can borrow up to 90% of the property value for new apartments and up to 95% of the property value for other types of dwellings1. Select from our home loans below to view interest rates for all loan values up to 95% LVR.
Flexible
To support your investment strategy and your budget, interest only terms are available for up to 5 years with longer terms available on application.
Featured investor home loans
Variable rate
Go Basic home loan
For new and existing loans
5.44
%p.a. 2
Find out more
2 year fixed rate
Boost Package home loan
For new and existing loans
5.04%p.a. 3
Find out more
Other home loan choices
Access your equity
You may be able to borrow against up to 80% of the available equity in your owner occupied home which can be a great way to take the next step towards buying an investment property.
Find out moreHow to apply
You can apply online, over the phone or by visiting one of our financial services stores. One of our Mortgage Specialists will guide you through the process.
Home improvements that add value
Here’s some tips on which home improvements can really add value to your home or investment.
Financing property repairs
If you need to finance property repairs or improvements but don’t want to fiddle with the mortgage, our home improvement loan can help.
Stay financially resilient
Here are 4 steps you can take to improve your resilience and stay on top of your mortgage repayments.
You can view Target Market Determinations here.
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Some suburb exclusions apply. Applies to QBE LMI “First Home” product only. Lenders’ Mortgage Insurance applies for LVR over 80%.
2 Rate is current as at 28/08/25, is for new money and switches, and subject to change without notice. Application and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. You should refer to your terms and conditions for more information.
3 Rate is current as at 31/10/25, is for new money and switches and subject to change without notice. Application and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. Government charges or any exit costs may be incurred from your existing lender. Your interest rate and repayments may increase at the end of the fixed term as a lower discount applies for the remaining term. Break costs apply to fixed rate loans.
*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.