Target Market Determinations

From 5 October 2021, Community First is required to comply with new Product Design and Distribution Obligations under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019. These obligations put in place a framework to ensure financial institutions put customers at the centre of the entire product lifecycle.
As part of this framework, we are required to make available a Target Market Determination for all products captured under the changes. Target Market Determinations will be available on this page from 5 October 2021.

What is a Target Market Determination (TMD)?
A TMD contains information about a product including who the product is suited to (the target market) based on their needs, objectives and financial situation.
It also includes information on who can distribute the product, when we may need to review the product and/or the target market.

Target Market Determinations

Transaction & savings accounts

Overdraw feature

Debit cards

Business transaction & savings account

Credit cards/revolving credit

Personal loans

Home loans

Distributor/whitelabel products

Get in touch

If you would like more information on Target Market Determinations please give us a call on 1300 13 22 77. 

If you're looking to report information to Community First as outlined in our product Target Market Determinations, please email your information to DDOreporting@communityfirst.com.au. 


Community First Credit Union LimitedABN 80 087 649 938 | AFSL and Australian credit licence 231204 | BSB 512-170