First home buyers

Loans to help you buy or build your very first home.

Owner occupiers

Refinance, buy your next home or renovate your existing one.


Loans for investors to buy, build or refinance an investment property.

Already have a home loan with us?

Whether you need to top up your loan, switch your loan or simply change something, we've got you covered...

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Buying your first home?

Find out about what help is in place to help get you in to your first home sooner.

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Refinance faster than ever

Use our Fast Refi service to switch your loan faster than ever - we'll even deal with your current lender for you.

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Community support

You could borrow up to 90% of the property value with no Lenders' Mortgage Insurance if you work in one of these eligible professions.

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Don't have a cash deposit?

Deposit bonds can help if you want to buy a property but don’t have immediate access to a cash deposit - but you will by the time of settlement.

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How to apply

You can apply online, over the phone or at one of our financial services stores. One of our Mortgage Specialists will guide you through the whole process.

Please take a moment to view the Home Loan Key Facts Sheet before you begin.

You can view Target Market Determinations here

Credit eligibility criteria, terms & conditions, fees & charges apply.

Community First Credit Union LimitedABN 80 087 649 938 | AFSL and Australian credit licence 231204 | BSB 512-170