We are aware of scam callers claiming to be from the Cyber Crimes Department. The caller may claim they have detected fraudulent transactions and to download a remote access app on their phone. If you receive a call of this nature, hang up. Do not download any apps, provide any access codes or one-time passcodes. You should report the scam to us and Scam Watch immediately.

FirstBiz Online Savings

An online savings account for businesses, not for profit organisations, trusts and Self Managed Super Funds.

Business savings

FirstBiz Online Savings

At-call access

Interest rate for balances under $50,000

2.75%p.a. 1


Interest rate for balances of $50,000 to less than $500,000

2.25%p.a. 1


Interest rate for balances of $500,000 and over

1.75%p.a. 1

Interest is calculated daily and paid monthly

Note: from 1 March 2026, the name of this account will change to FirstBiz Online Saver, account holders will no longer need to have a nominated linked account, and Direct Debits transactions will be allowed.  

Value

There’s no monthly fees and no interest penalties if you make a withdrawal.

Flexible

There is no minimum or maximum account balance or requirement to be saving on a regular basis.

Control

Simply link your FirstBiz Online Savings account to a nominated bank account to move your money in and out of your FirstBiz account.

Features and benefits

$0

Monthly fee

There’s no monthly account keeping fee

$0

Minimum monthly deposit

There’s no minimum regular deposit needed.

+

User access

Multiple user access for Internet Banking if you need it to make managing your business easy.

How to apply

You can apply over the phone or by visiting one of our financial services stores.

FirstBiz Access Account

The FirstBiz Access account is a convenient, everyday bank account to help manage your daily business transactions. Whether you choose to manage your money online or via one of our financial services stores, the FirstBiz Access account offers you flexibility, choice and convenience.

Find out more

Fees and charges

You may be charged a fee for some transactions and specially requested services. Refer to our fees and charges schedule for more information.

You can view Target Market Determinations here . Community First may not accept structures that are unregistered charities, unregistered foundations or unregistered cultural associations. 

1  Rates are current as at 13/02/2026 and subject to change without notice.

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.

Download our mobile app

Convenient 24/7 access to check your account balance and recent transactions, pay bills, transfer money and more.

Call us today on

1300 13 22 77

Community First Credit Union Limited ABN 80 087 649 938Operating as Community First Bank | AFSL and Australian credit licence 231204 BSB 512-170