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Green Car Loan
Secured loan for brand new electric and hybrid cars.
| Variable rate up to 7 years: | 3.99%p.a 1 |
| Comparison rate: | 4.76%p.a * |
Green Car Loan
Secured loan for brand new electric and hybrid cars.
| Fixed rate up to 7 years: | 3.99%p.a 1 |
| Comparison rate: | 4.76%p.a * |
Features and benefits
Save
A lower interest rate than our standard car loan to reward you for greener choices.
Affordable
Borrow from $10,000 over terms from 1-7 years making it easier to find a repayment that suits you.
Swift
We can arrange a swift conditional approval so you can start car hunting.
$5
Monthly fee
We'll simply add this to your loan each month.
$195
Application fee
Lower than many dealer fees, we'll add this to your loan.
$100
PPSR fee
To register your property on the Personal Property Securities Register.
How to apply
You can apply online, over the phone or at one of our financial services stores.
Driving savings
With the cost of fuel rising, more Australians are considering the potential savings of driving a hybrid or electric car. Our Green Car Loan rewards you with a lower interest rate than our standard car loan to say thanks for making a greener choice. In fact, the interest saving could contribute to the cost of purchasing the car.
Depending on the cost of the vehicle, you may be eligible to borrow more to cover the cost of a charging station or power wall.
You can apply if you:
- Are over 18 years of age
- Have a regular income
- Are not or have not been bankrupt (including Part IX agreements)
- Are an Australian citizen or a permanent resident
- Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
- Have been in your current job longer than 6 months
- Have an acceptable Credit Risk Profile (Credit Score)
- Your personal details, such as your current and previous address, phone number and email address
- Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.
Community First Credit Union is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts.
- Last 2 years full Tax Returns and financials/profit & loss statements for both of your personal and/or company tax returns to support your Self Employed income, and last 2 pay slips for other applicants
- Proof of any rental income for properties via real estate statement or copy of executed lease
- Latest Notice Of Assessments for each applicant
- Last 3 months most recent everyday transaction account statements where your income is credited to.
- Last 3 months statements of any loans or credit cards you are refinancing to us
- Copy of current rates notice if it is a mortgage application
Fees and charges
An Early Repayment Fee (ERF) applies for fixed loans. Refer to our fees and charges schedule for more information on fees that may be applicable.
Got your eye on a car that's not electric or hybrid?
If you're buying a car up to 5 years old, you could finance it with our other car loan option. It comes with a great fixed or variable rate and terms up to 7 years so you can find a repayment to suite your budget.
Green Loans
Green Loans for more than cars
Our Green Loan lets you finance the cost of environmentally friendly purchases around the home, like solar panels and more.
Find out more
Hints and tips
Making your home greener
Take a look at some of the ways you can reduce your overall household energy consumption.
Find out more
Green Car Loan
It's here!
We've electrified the green vehicle market with a new low-cost car loan.
View media release
Credit eligibility criteria, terms & conditions, fees & charges apply. You can view Target Market Determinations here.
1 Rate is current as at 14/04/22 and subject to change without notice
* The comparison rate is based on a secured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Community First Credit Union LimitedABN 80 087 649 938 | AFSL and Australian credit licence 231204 | BSB 512-170