Be scam aware. We’ll never ask you for your Internet banking password, nor will we ever ask you to move money to another Community First account or other financial institution. If you’re ever unsure, call us back on the number published on our website. If you’re asked to open an account at another financial institution, do not proceed.

Green Car Loan

Secured loan for brand new electric and hybrid cars.

Variable rate up to 7 years:

5.89%p.a 1

Comparison rate:

6.94%p.a *

Green Car Loan

Secured loan for brand new electric and hybrid cars.

Fixed rate up to 7 years:

5.89%p.a 1

Comparison rate:

6.94%p.a *

Features and benefits


A lower interest rate than our standard car loan to reward you for greener choices.


Borrow from $10,000 over terms from 1-7 years making it easier to find a repayment that suits you.


We can arrange a swift conditional approval so you can start car hunting.


Monthly fee

We'll simply add this to your loan each month.


Application fee

Lower than many dealer fees, we'll add this to your loan. Includes the PPSR fee

How to apply

You can apply online, over the phone or at one of our financial services stores.

Driving savings

With the cost of fuel rising, more Australians are considering the potential savings of driving a hybrid or electric car. Our Green Car Loan rewards you with a lower interest rate than our standard car loan to say thanks for making a greener choice. In fact, the interest saving could contribute to the cost of purchasing the car.

Depending on the cost of the vehicle, you may be eligible to borrow more to cover the cost of a charging station or power wall. 

You can apply if you:

  • Are over 18 years of age
  • Have a regular income
  • Are not or have not been bankrupt (including Part IX agreements)
  • Are an Australian citizen or a permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
  • Have an acceptable Credit Risk Profile (Credit Score)

  • Your personal details, such as your current and previous address, phone number and email address
  • Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.
  • Your account transaction listing where your income is deposited, via our Bank Statements service

Community First Bank is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts.

The types of documentation we will request from you may vary between applicants due to differences in individual situations and the type of loan you are applying for. The following are some examples of documentation you may be asked to provide.

  • Last 2 years full Tax Returns and financials/profit & loss statements for both of your personal and/or company tax returns to support your Self Employed income, and last 2 pay slips for other applicants
  • Proof of any rental income for properties via real estate statement or copy of executed lease
  • Latest Notice Of Assessments for each applicant
  • Last 3 months most recent everyday transaction account statements where your income is credited to.
  • Last 3 months statements of any loans or credit cards you are refinancing to us
  • Copy of current rates notice if it is a mortgage application

Fees and charges

An Early Repayment Fee (ERF) applies for fixed loans. Refer to our fees and charges schedule for more information on fees that may be applicable.

Got your eye on a car that's not electric or hybrid?

If you're buying a car up to 5 years old, you could finance it with our other car loan option. It comes with a great fixed or variable rate and terms up to 7 years so you can find a repayment to suite your budget. 


Green Loans

Green Loans for more than cars

Our Green Loan lets you finance the cost of environmentally friendly purchases around the home, like solar panels and more.

Find out more

Hints and tips

Making your home greener

Take a look at some of the ways you can reduce your overall household energy consumption.

Find out more

Savings Tips

Green, clean money savers

We all enjoy saving money. And if we can help the planet at the same time, so much the better.

Find out more

Credit eligibility criteria, terms & conditions, fees & charges apply. You can view Target Market Determinations here
1 Rate is current as at 04/04/24 and subject to change without notice
* The comparison rate is based on a secured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Community First Credit Union LimitedABN 80 087 649 938 | Operating as Community First Bank | AFSL and Australian credit licence 231204| BSB 512-170