Electric or hybrid

For brand new electric or hybrid cars.

New to 5 years old

For registrable cars, boats, caravans and motorbikes brand new or up to 5 years old.

Older than 5 years

An unsecured loan for vehicles older than 5 years.

Receive a bonus dash cam^ on us!

Enjoy added peace of mind on the road and receive a bonus dash cam when you purchase a new comprehensive car insurance policy by 30 June 2022.

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What will my repayments be?

Using our loan repayment calculator, you can work out what your regular repayments will be over different terms so you know what you could afford.

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Featured products

Secured car loan

Car loan

For registerable vehicles from brand new and up to 5 years old


Variable interest rate:

5.34%p.a. 1

Comparison rate:
Comparison rate warning

6.10%p.a. *

Secured car loan

Green car loan

For new, registerable, Electric or Hybrid vehicles.


Fixed interest rate:

3.99%p.a. 2

Comparison rate:
Comparison rate warning

4.76%p.a. **

Unsecured loan

Personal loan

An unsecured variable loan for vehicles older than 5 years 


Variable interest rate:

8.99%p.a. 3

Comparison rate:
Comparison rate warning

9.27%p.a. **

Are you road ready?

Keep your vehicle in tip top shape with our road ready tips.

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Choosing the right car finance

Our top 3 tips on choosing the right car finance.

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Car Insurance

Don't rely on luck - make sure you have adequate cover for your vehicle.

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Credit eligibility criteria, terms & conditions, fees & charges apply.

1 Rate is current as at 01/05/17 and subject to change without notice.
2 Rate is current as at 14/4/22 and subject to change without notice.
3 Rate is current as at 16/03/22 and subject to change without notice.

*The comparison rate is based on a secured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

**The comparison rate is based on an unsecured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

 ^Terms and Conditions: By participating in this promotion, you will be deemed to have read and agreed to abide by these Terms and Conditions. Instructions on how to participate in this promotion and other details contained within any advertising material for this promotion form part of these Terms and Conditions. The “Navman MiVue 140GPSTAG” Dash Cams (Dash Cam) are provided by the promoter, Community First Credit Union ABN 80 087 649 938 AFSL and Australian CreditLicence Number 231 204 (the Promoter). The promotion commences on Monday 9 May 2022 at 8.30am AEST and closes on 30 June 2022 at 5pm AEST (Promotion Period). A person will be eligible for the promotion if they purchase one or more new Full Comprehensive Motor Insurance policy through Community First Credit Union during the Promotion Period (Eligible Person). The Dash Cam will be provided to the policy purchaser either in person or by mail within 10 business days. You will not be eligible for the promotion if: A. you are an employee of the Promoter; or B. where an existing policy is cancelled and new policy taken up. In the event that a pre-existing policy is cancelled and new policy is purchased for the same risk, this is also deemed ineligible for entry. The recipient of the Dash Cam will be responsible for the installation and operation of the Dash Cam as per the installation Instruction. Community First Credit Union will not be responsible or liable for any Dash Cam that is installed incorrectly. The Promoter, in its sole discretion, reserves the right to cancel, suspend, terminate or modify if fraud, technical failures or any other factor beyond the Promoter’s reasonable control adversely affects the Promoter’s ability to conduct the promotion as described in these terms and conditions. The promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook. Disclosure of purchaser information is for the sole use of Community First Credit Union and will not be provided to a third party (including Facebook). Privacy Notice: personal information collected is subject to the Privacy Policy of Community First Credit Union which can be obtained from any store or www.communityfirst.com.au. Community First Credit Union ABN 80 087 649 938 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice is general only and does not take into account your personal circumstances. Consider the Product Disclosure Statement (PDS) and Target Market Determinations (TMDs) available in store or from www.communityfirst.com.au to see if the product is right for you.

Community First Credit Union LimitedABN 80 087 649 938 | AFSL and Australian credit licence 231204 | BSB 512-170