n0w credit card

Shop with no interest, just a low monthly fee

Low rate pink credit card

Supports the McGrath Foundation

Low rate blue credit card

Supports the Prostate Cancer Foundation of Australia

Low rate credit card

One of Australia's lowest ongoing credit card rates

Switch your card and save

Switch your credit card balance to a Community First Visa card and receive 0%p.a.* interest on balance transfers for the first 12 months. Credit eligibility criteria, terms & conditions, fees & charges apply. Excludes the n0w card.

Compare credit cards

Check out how much you could save or see what your minimum monthly repayments would be with our credit card comparison calculator.

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Reduce or cancel your credit limit

Things change. Here's how you can reduce or cancel your limit.

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Report a lost or stolen card

What to do if your card is lost or stolen.

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Visa Secure & eftpos Secure

Added fraud protection for online shopping with participating merchants.

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Staying safe and secure

Find out about how we protect you, and what you can do to protect yourself.

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Understanding credit card interest

Credit cards may be a flexible and convenient way for you to manage expenses but managing your credit card well and understanding exactly how the interest works helps you to avoid unnecessary fees and charges. 

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Credit eligibility criteria, terms & conditions, fees & charges apply.

* Minimum monthly repayments required. Other fees and charges may apply. Please refer to the credit card contract and the current schedule of fees and charges.

Community First Credit Union LimitedABN 80 087 649 938 | Operating as Community First Bank | AFSL and Australian credit licence 231204| BSB 512-170