You will be required to set up a stronger password the next time you login to Internet Banking. If you’ve already done this, you won’t need to do it again. One Time Passwords will also be mandatory in order to continue to have full access to all Internet Banking features – please contact us or visit a store to register your mobile if we don’t have yours yet.

n0w credit card

Shop with no interest, just a low monthly fee

Low rate pink credit card

Supports the McGrath Foundation

Low rate blue credit card

Supports the Prostate Cancer Foundation of Australia

Low rate credit card

One of Australia's lowest ongoing credit card rates

Compare credit cards

Check out how much you could save or see what your minimum monthly repayments would be with our credit card comparison calculator.

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Reduce or cancel your credit limit

Things change. Here's how you can reduce or cancel your limit.

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Report a lost or stolen card

What to do if your card is lost or stolen.

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Visa Secure & eftpos Secure

Added fraud protection for online shopping with participating merchants.

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Staying safe and secure

Find out about how we protect you, and what you can do to protect yourself.

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Credit eligibility criteria, terms & conditions, fees & charges apply.

1 Credit eligibility criteria, terms and conditions, fees and charges apply. People who have a new low rate pink, blue or black credit card approved with Community First between 12 July 2023 and 12 October 2023 will receive a $100 cashback to the credit card account, provided they make an eligible transaction with their credit card within the first 30 days.  The first 30 days is taken to be from the date the card is approved. Offer does not apply to limit increases to existing credit cards, new credit cards approved via Easy Street or the n0w Credit Card. Promotion is subject to change and can be withdrawn at any time. An eligible transaction includes transactions made using the card at point of sale including contactless PayWave transactions, or via your digital wallet (Apple Pay, Google Pay or Samsung Pay) or an online purchase using the card. Bpay transactions, internet banking transfers, reversals, refunds, credits or any fees charged to the card are not eligible transactions. For joint cards or cards with additional card holders, only one cashback will be payable. The cashback will be credited to the credit card account within 10 business days of the eligible transaction being made.

* Minimum monthly repayments required. Other fees and charges may apply. Please refer to the credit card contract and the current schedule of fees and charges.

2 Rates are current as at 31/03/2018 and subject to change without notice. Community First Bank donates half the annual fee ($20) to the McGrath Foundation each year you hold the card. The McGrath Foundation raises money to place specialist McGrath Breast Care Nurses wherever they're needed and seeks to increase breast health understanding.

3 Rates are current as at 31/03/2018 and subject to change without notice. Community First Bank donates half the annual fee ($20) to the Prostate Cancer Foundation of Australia each year you hold the card. The Prostate Cancer Foundation of Australia raises money to reduce the impact of prostate cancer on Australian men, their partners and families.

4 Offer terms and conditions: Rate is current as at 15 February 2021 and subject to change without notice. This is an introductory rate for 6 months only on balance transfers from funding date. After the initial 6 month introductory period, the interest rate for the balance transferred will revert back to the standard credit card rate at the time. Currently this is 8.99%p.a. Offer available for new and existing card holders where new balances are transferred to the card and offer can be withdrawn at any time. Excludes Balance Transfers from Community First or Easy Street cards.

Community First Credit Union LimitedABN 80 087 649 938 | Operating as Community First Bank | AFSL and Australian credit licence 231204| BSB 512-170