Investor Home Loans - Low Deposit Options

Whatever your investment strategy, we offer competitive rates and flexible repayment options.

Easy

Whether you’re refinancing, purchasing or building an investment property, our team of Mortgage Specialists are here to make the process easy.

Low deposit

You can borrow up to 90% of the property value for new apartments and up to 95% of the property value for other types of dwellings¹. Select from our home loans below to view interest rates for all loan values up to 95% LVR.

Flexible

To support your investment strategy and your budget, interest only terms are available for up to 5 years with longer terms available on application.

Other home loan choices

Go Basic Home Loan

A simple variable home loan with access to redraw and no monthly or annual fees. Available to help you buy, build or refinance a home.

Go Basic Fixed Home Loan

Lock in a fixed rate for 1, 2 or 3 years. There’s no monthly or annual fees and can be used to fund the purchase, refinance or construction of a home.

Boost Package Home Loan

Our Boost Package home loan is fully featured and comes with a 100% offset account and access to redraw.

Community Advantage Home Loan

Save on LMI fees when
borrowing up to 90% of the value of a home, for eligible professions

Access your equity

You may be able to borrow against up to 80% of the available equity in your owner occupied home which can be a great way to take the next step towards buying an investment property.

Find out more

Home Loan Key Facts Sheet

Please take a moment to review the Home Loan Key Facts Sheet before you apply. Different interest rates apply based on loan purpose and repayment types.

Fees and charges

Refer to our fees and charges schedule for more information about fees and charges that may apply in relation to your loan.

How to apply

You can apply over the phone or at one of our financial services stores. One of our Mortgage Specialists will guide you through the whole process.

Apply now Request a call back

Home improvements that add value

Here’s some tips on which home improvements can really add value to your home or investment.

Financing property repairs

If you need to finance property repairs or improvements but don’t want to fiddle with the mortgage, our personal loan can help.

Stay financially resilient

Here are 4 steps you can take to improve your resilience and stay on top of your mortgage repayments.

You can view Target Market Determinations here .

Credit eligibility criteria, terms & conditions, fees & charges apply.

¹Some suburb exclusions apply. Applies to QBE LMI “First Home” product only. Lenders’ Mortgage Insurance applies for LVR over 80%.

*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Investment Home Loans

Make the most of your investment