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Boost Package home loan fixed investment
A low fixed rate for investors with other savings
Investment Special Offer
Investment – maximum LVR 80%
Investment – maximum LVR 95%
Certainty
Enjoy certainty of repayments for 1, 2 or 3 years. At the end of the fixed term, the rate reverts to the investment Boost Package variable rate at that time or, re-fix for a further term.
Flexible
There’s no annual repayment limits and you can redraw funds in advance.
Low fuss
Borrow up to 95% of the property value with Lenders’ Mortgage Insurance2 to finance the purchase, build or refinance your investment property.
Features and benefits
$395
Annual fee
The annual package fee you pay to unlock discounts.
$0
Application fee
Includes one standard valuation and one legal fee for one security property. Additional fees apply for construction loans.
$0
Online redraw fee
Staff Assisted redraw (e.g. BPAY® 4 , internal and external transfers) are $30.
$0
Credit Card annual fee
Applies to approved applicants for our low rate credit card (excludes pink and blue cards) – saving you $50.
$0
Personal Loan Fee
We’ll waive the personal and car loan application fee – a saving of $249 to approved applicants.
1
Free loan variation
Each year, we’ll give you one free loan variation saving you $300. Refer to our Boost Package Fact Sheet for more information.
How to apply
You can apply online, over the phone or by visiting one of our financial services stores. One of our Mortgage Specialists will guide you through the process.
Supplying your Bank Statements
As part of your supporting documentation for your home loan application, we will require a copy of your transaction listing for the bank account your income is deposited to. This must be supplied via our Bank Statements service.
Find out more
You can view Target Market Determinations here .
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rate is current as at 31/10/25, for new money and switches and subject to change without notice. Application and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. Your interest rate and repayments may increase at the end of the fixed term as a lower discount applies for the remaining term. Break costs apply to fixed rate loans. You should refer to your terms and conditions for more information.
2 Rate is current as at 31/10/25, for new money and switches and subject to change without notice. Application and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. Your interest rate and repayments may increase at the end of the fixed term as a lower discount applies for the remaining term. Break costs apply to fixed rate loans. You should refer to your terms and conditions for more information. Lenders’ Mortgage Insurance applies for LVR over 80%. Some suburb exclusions apply.
3 Offer Terms and Conditions: Credit eligibility criteria, terms & conditions, fees & charges apply. Offer commences 31/10/25 and is for eligible applications submitted by 16/12/25 and funded by 16/03/26 and can be withdrawn or changed at any time. Offer is available on Boost Package Investment 2 Year Fixed interest only home loans for new investment home loans with a minimum balance of $50,000 or for internal loan increases of at least $50,000. Acceptable purposes are residential property purchase and refinance; construction loans are excluded from the offer. Annual Package fee of $395 is payable in advance and includes one standard valuation fee and legal fees for one security property. Valuation for additional securities will be charged at cost and could incur additional legal fees. Government charges apply. Your interest rate is fixed for 2 years and may change prior to funding. At the end of the fixed term, your home loan will revert to the Boost Investment variable rate home loan, at the relevant interest rate applicable at that time (based on your loan repayment type at the end of the fixed term). Your interest rate and repayments may increase at the end of the fixed term. Break costs apply to fixed loans. Government charges or exit costs may be incurred when refinancing from your existing lender.
4 ® Registered to BPAY Pty Ltd ABN 69 079 137 518
*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.