1 year fixed
Principal and interest
1 year fixed
Enjoy certainty of repayments for 1, 2 or 3 years. At the end of the fixed term, the rate reverts to the investment standard variable rate at that time. Or, re-fix for a further term.
Includes a 100% offset account at no extra cost. There's no annual repayment limits and you can redraw funds in advance.
Borrow up to 95% of the property value with Lenders' Mortgage Insurance 3 to finance the purchase, build or refinance your investment property.
Features and benefits
A discount off our standard variable interest rate to help save you money.
The annual package fee you pay to unlock discounts.
Includes one standard valuation and one legal fee for one security property. Additional fees apply for construction loans.
Online redraw fee
Staff Assisted redraw (e.g. BPAY® 4 , internal and external transfers) are $30.
Credit Card annual fee
Applies to approved applicants for our low rate credit card (excludes pink and blue cards) – saving you $40.
Personal Loan fee
We'll waive the application fee on our personal loans - a saving of $195 to approved applicants.
A 10% discount on the first year premium on home and/or contents and/or car insurance when you purchase through CFCU.
Free loan variation
Each year, we'll give you one free loan variation saving you $250. Refer to our fees and charges for more information.
How to apply
You can apply online, over the phone or by visiting one of our financial services stores. One of our Mortgage Specialists will guide you through the process.
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Accelerator Loan Summary
Home Loan Key Facts Sheet
Fees and charges
You can view Target Market Determinations here.
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rate is current as at 18/05/22 and subject to change without notice. Application and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. Your interest rate and repayments may increase at the end of the fixed term as a lower discount applies for the remaining term. Break costs apply to fixed rate loans. You should refer to your terms and conditions for more information.
3 Lenders' Mortgage Insurance applies for LVR over 80%. Some suburb exclusions apply.
4 ® Registered to BPAY Pty Ltd ABN 69 079 137 518
*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Community First Credit Union LimitedABN 80 087 649 938 | AFSL and Australian credit licence 231204 | BSB 512-170