1300 13 22 77
Banking offers for Sparke Helmore
As an employee of Sparke Helmore, you have access to a number of banking offers
from Community First Bank – built to help you get ahead, faster.
Community Advantage Home Loan
Buy with 10% deposit and no lenders’ mortgage insurance – eligible professions only#
90% LVR
With no LMI#
Borrow up to 90% without the need to pay Lender’s Mortgage Insurance# (LMI).
$1.2 million
Max. loan amount
Available for new lending up to $1.2 million.
Supporting
Eligible professions
An exclusive offer for eligible professions only and legal practitioners are eligible.
Find out more about our Community Advantage offer
What else we offer:
Credit Cards
Low Rates
One of Australia’s lowest ongoing credit card rates.
Find out moreFixed Loans
For budget certainty
Choose a term that suits you and get a 100% offset (up to 2) account at no extra cost.
Find out moreSavings
Bonus saver
Earn bonus interest when you meet the account conditions.
Find out more
12 month term deposit Offer terms and conditions
1Offer terms and conditions: Rate is effective as at 20/03/2026 and is available until 31/5/2026 or until limited allocation is reached – whichever occurs first. Offer can be withdrawn or change at any time. Rates are for deposits between $10,000 and $1 million. Rates for amounts above $1 million are subject to approval. If you seek an early release of your term deposit prior to its maturity date, an early withdrawal interest penalty may apply. Term Deposits are available to be withdrawn at maturity. We may require up to 7 days written notice of your intention to make an early withdrawal. Offer is for new term deposits and is only eligible for funds that have not been with Community First, Illawarra Credit Union or Easy Street in the last 14 days from the date of enquiry and where the offer conditions are met. Existing members with existing deposits may be eligible so long as at least $50,000 of the funds are new deposits and have not been held at Community First, Illawarra Credit Union or Easy Street in the last 14 days from the date of enquiry.
2We also have rates available for amounts greater than $1 million, however these are subject to approval. For other amounts and periods not within this special offer, please refer to our website. Please reach out to our contact call centre on 1300 13 22 77 for more information. You can view Target Market Determinations here .
® Registered to BPAY Pty Ltd ABN 69 079 137 518
# Community Advantage terms and conditions: Credit eligibility criteria, terms & conditions, fees & charges apply. Community Advantage is available as principal and interest lending for home purchase and home construction purposes only. Community First reserves the right to make final eligibility decisions on an applicant’s profession for the Community Advantage home loan product.
#Lenders’ Mortgage Insurance applies where the loan to value ratio (LVR) exceeds 90%. Some suburb exclusions apply.
At any time during the loan term you can request a valuation, at your cost, be completed on the security property. If the LVR has reduced to 80% or less, you can elect to switch into any other applicable Community First home loan product. A loan variation switch fee will apply, unless you select a package home loan. We recommend this action is completed during a variable loan term, as break costs apply to fixed rate loans.