Be scam aware. We’ll never ask you for your Internet banking password, nor will we ever ask you to move money to another Community First account or other financial institution. If you’re ever unsure, call us back on the number published on our website. If you’re asked to open an account at another financial institution, do not proceed.

Bonus Saver account

Bonus rate

Includes standard rate

Variable interest rate:

4.35% p.a. 1

Applies when you deposit at least $20 and make no withdrawals or transfers in the month.

Standard rate

Excludes bonus rate

Variable interest rate:

0.05 % p.a. 1

Applies when bonus conditions are not met.


Set up a regular savings plan and be rewarded with interest calculated daily and paid monthly.


Bonus interest conditions give you an incentive to save without dipping in.


It's easy to keep track of your savings goals with alerts and our mobile app.




Set up free SMS and email alerts via Internet Banking to keep track of your balance.


Monthly fees

No monthly fees so you can maximise your savings.


Minimum monthly deposit

No big hurdles - you're rewarded even if you're starting small.

How to apply

Using our online application form, you can apply to become a member and open an account. We will verify your ID online and if unsuccessful, will contact you to get another form of ID.

Invest for a term

Take a look at our latest term deposit options for more ways to grow your nest egg.

Find out more

Fees and charges

You may be charged for external internet banking transfers and other specially requested services. Refer to our latest fees and charges schedule for more information.

Rates are current as at 01/12/23 and subject to change without notice. Standard interest of 0.05% p.a. applies when bonus conditions are not met. Bonus is paid when you deposit $20 per month and make no withdrawals or transfers. You can view Target Market Determinations here

Community First Credit Union LimitedABN 80 087 649 938 | Operating as Community First Bank | AFSL and Australian credit licence 231204| BSB 512-170