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Go Basic home loan investment
A simple, low-fuss home loan for your investment property
Investment – maximum LVR 80%
Investment – maximum LVR 95%
Simple
A simple, low fuss loan with no monthly or annual fees to fund the purchase, refinance or construction of your investment property.
Flexible
Make extra repayments, access to redraw and pay out early without penalty. Plus choose weekly, fortnightly or monthly repayments.
Low fuss
Borrow up to 95% of the property value with Lenders’ Mortgage Insurance2 , reducing the size of the deposit you need.
Features and benefits
$0
Monthly fee
No ongoing monthly fees to keep things simple.
$0
Annual fee
No annual recurring fee each year to remember.
$600
Application fee
Includes one standard valuation and legal fees for one security property. 4
$0
Online redraw fee
Redraw funds in advance via Internet Banking. Staff assisted redraws cost $30.
How to apply
You can apply online, over the phone or by visiting one of our financial services stores. One of our Mortgage Specialists will guide you through the process.
Calculate your repayments
See what your repayments would be based on different rates and terms with our loan repayments calculator
Find out more
You can view Target Market Determinations here .
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rates are for investment loans are current as at 28/08/25 and subject to change without notice.
2 Rates are for investment loans are current as at 28/08/25 and subject to change without notice. Lenders’ Mortgage Insurance applies where the loan to value ratio (LVR) exceeds 80%. Some suburb exclusions apply.
3 Valuation for additional securities will be charged at cost and could incur additional legal fees. Government charges apply.
*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate