Investment
Basic variable
LVR up to 95%2
Principal and interest Interest rate: |
6.24% p.a.1 |
Comparison rate:
|
6.29% p.a.* |
Basic variable
LVR up to 95%2
Interest only |
6.59% p.a.1 |
Comparison rate:
|
6.44% p.a.* |
Simple
A simple, low fuss loan with no monthly or annual fees to fund the purchase, refinance or construction of your investment property.
Flexible
Make extra repayments, access to redraw and pay out early without penalty. Plus choose weekly, fortnightly or monthly repayments.
Low fuss
Borrow up to 95% of the property value with Lenders' Mortgage Insurance 2 , reducing the size of the deposit you need.
Features and benefits
$0
Monthly fee
No ongoing monthly fees to keep things simple.
$0
Annual fee
No annual recurring fee each year to remember.
$600
Application fee
Includes one standard valuation and legal fees for one security property 3
$0
Online redraw fee
Redraw funds in advance via Internet Banking. Staff assisted redraws cost $30.
Calculate your repayments
See what your repayments would be based on different rates and terms with our loan repayments calculator
Find out moreHome Loan Key Facts Sheet
Fees and charges
You can view Target Market Determinations here.
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rates are for investment loans are current as at 26/02/24 and subject to change without notice. Home loan rates are set based on the initial LVR and don't change because of changes to the LVR during the life of the loan.
2 Lenders' Mortgage Insurance applies where the loan to value ratio (LVR) exceeds 80%. Some suburb exclusions apply.
3 Valuation for additional securities will be charged at cost and could incur additional legal fees. Government charges apply.
*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Community First Credit Union LimitedABN 80 087 649 938 | Operating as Community First Bank | AFSL and Australian credit licence 231204| BSB 512-170