Applying for a Loan

You can apply for any of our home loans or personal loans online by clicking on one of the links below.

For home loan applications

To apply for a home loan online, please click here.

For personal loan applications

To apply for a personal loan, car loan, Green Loan or Home Improvement Loan, please click here.

Alternatively you can talk to us by calling 1300 13 22 77 or visit your local Financial Services Store.

Eligibility

You can apply if you:

  • Are over 18 years of age
  • Have a regular income
  • Are not or have not been bankrupt (including Part IX agreements)
  • Are an Australian citizen or a permanent resident
  • Have not had defaults on any Loans, Credit cards, Interest free finance or Store cards in the last 5 years
  • Have been in your current job longer than 6 months
  • Have an acceptable Credit Risk Profile (Credit Score)

What you may need to apply:

Your personal details, such as your current and previous address, phone number and email address.

Details of your income, employment, any assets (e.g. home, car or savings) and debts (mortgages, loans and credit cards) you currently have.

Your transaction listing of the account where your income is deposited, via our Bank Statements service

Self employed

Community First Bank is able to offer loans to self employed applicants including home loans, personal loans, credit cards and overdrafts. Talk to us today to find out more.

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.

Download our mobile app

Convenient 24/7 access to check your account balance and recent transactions, pay bills, transfer money and more.

Call us today on

1300 13 22 77

Community First Credit Union Limited ABN 80 087 649 938Operating as Community First Bank | AFSL and Australian credit licence 231204 BSB 512-170