The key attributes of the Access account are:

• No monthly account keeping fee
• Debit card available
• Transaction fees apply
• Access via Internet Banking and the mobile app

The key attributes of the Retirement Plus account are:

• Members aged 55 years and over
• No monthly account keeping fee
• Optional Debit card
• Access via Internet Banking and the mobile app
• Transaction fees apply

The key attributes of the Money Market account are:

• No monthly account keeping fees
• No minimum monthly deposits
• Transaction fees apply
• Access via Internet Banking and the mobile app

The key attributes of the Student Starter account are:

• Members aged 18-23 years
• Optional Debit card
• Transaction fees may apply
• Access via Internet Banking and the mobile app

The key attributes of the NBCU Visa are:

• No monthly account keeping fees
• No minimum monthly deposits
• Transaction fees apply
• Access via Internet Banking and the mobile app

The key attributes of the Bonus Saver are:

• Bonus interest paid when conditions met
• Access via Internet Banking and the mobile app

The key attributes of the Christmas Saver are:

• Variable interest paid annually
• Early withdrawal fee applicable
• Access to funds available between 1 Nov – 31 Jan each year
• Access via Internet Banking and the mobile app

The key attributes of the Specified Savings account are:

• Variable interest
• Access via Internet Banking and the mobile app

The key attributes of the Standard Offset Savings account are:

• 100% Offset account
• Can be attached to eligible home loans
• Access via Internet Banking and the mobile app

The key attributes of the Personal Club Rewards/Personal MPower Rewards accounts are:

• Optional Debit card
• No monthly account keeping fee
• Access via Internet Banking and the mobile app

The key attributes of the ICU Everyday Student are:

• Available for members aged 12-23 years
• No monthly account keeping fee
• One account per membership
• Debit card available
• No minimum monthly deposits required
• Access via Internet Banking and the mobile app

The key attributes of the ICU Wildlife Bonus Saver are:

• Deposit minimum $10 per month and make no withdrawals to earn Bonus Interest
• No monthly account keeping fee
• No Debit card access
• Debit card available
• Access via Internet Banking and the mobile app

The key attributes of the ICU Bucket are:

• Bucket for all your bills, insurance, memberships, etc.
• No monthly account keeping fees
• No minimum monthly deposits
• Must have an Everyday account
• Transaction fees may apply
• Access via Internet Banking and the mobile app

The key attributes of the ICU Bonus Saver are:

• Bonus interest paid on balances up to $1,999,999
• Bonus interest will be paid if you deposit at least $100 during the month and make no withdrawals in the calendar month. Bonus interest will not apply in the month the account is closed.
• One account per membership
• Access via Internet Banking and the mobile app

The key attributes of the ICU Online Saver are:

• No monthly account keeping fees
• No minimum monthly deposits
• Members must transact themselves online only
• Access via Internet Banking and the mobile app

The key attributes of the ICU Home Loan Access Saver are:

• Debit card access
• Access via Internet Banking and the mobile app

The key attributes of the ICU Home Loan Lifestyle Saver are:

• Debit card access
• Access via Internet Banking and the mobile app

The key attributes of the ICU All in One Saver are:

• Debit card access
• Access via Internet Banking and the mobile app

The key attributes of the ICU Everyday Business are:

• $10 Monthly account keeping fee
• One account per membership
• Debit card access
• Optional Overdraft
• Access via Internet Banking and the mobile app

The key attributes of the ICU Cash Management are:

• One account per membership
• No monthly account keeping fee
• Access via Internet Banking and the mobile app