Important update: from 1 April 2026, the Illawarra Credit Union brand – a division of Community First Credit Union – will be formally retired. Visitors to the illawarracu.com.au will now be directed to this site. More information about this change is available here.

Retired deposit and savings products

(products no longer offered)

Product key features

Refer to the table below for a list of key features on each of our retired products.

The key attributes of the ICU Everyday Student are:

  • Available for members aged 12-23 years
  • No monthly account keeping fee
  • One account per membership
  • Debit card available
  • No minimum monthly deposits required
  • Access via Internet Banking and the mobile app

The key attributes of the ICU Wildlife Bonus Saver are:

  • Deposit minimum $10 per month and make no withdrawals to earn Bonus Interest
  • No monthly account keeping fee
  • No Debit card access
  • Debit card available
  • Access via Internet Banking and the mobile app

The key attributes of the ICU Bucket are:

  • Bucket for all your bills, insurance, memberships, etc.
  • No monthly account keeping fees
  • No minimum monthly deposits
  • Must have an Everyday account
  • Transaction fees may apply
  • Access via Internet Banking and the mobile app

The key attributes of the ICU Bonus Saver are:

  • Bonus interest paid on balances up to $1,999,999
  • Bonus interest will be paid if you deposit at least $100 during the month and make no withdrawals in the calendar month. Bonus interest will not apply in the month the account is closed.
  • One account per membership
  • Access via Internet Banking and the mobile app

The key attributes of the ICU Online Saver are:

  • No monthly account keeping fees
  • No minimum monthly deposits
  • Members must transact themselves online only
  • Access via Internet Banking and the mobile app

The key attributes of the ICU Home Loan Access Saver are:

  • Debit card access
  • Access via Internet Banking and the mobile app

The key attributes of the ICU Home Loan Lifestyle Saver are:

  • Debit card access
  • Access via Internet Banking and the mobile app

The key attributes of the ICU All in One Saver are:

  • Debit card access
  • Access via Internet Banking and the mobile app

The key attributes of the ICU Everyday Business are:

  • $10 Monthly account keeping fee
  • One account per membership
  • Debit card access
  • Optional Overdraft
  • Access via Internet Banking and the mobile app

The key attributes of the ICU Cash Management are:

  • One account per membership
  • No monthly account keeping fee
  • Access via Internet Banking and the mobile app

Retired products Summary of Accounts, Access Facilities & Transaction Limits

For details or more information about the access facilities and transaction limits on your account, please refer to our Summary of Accounts, Access Facilities & Transaction Limits schedule for products no longer offered.

Credit eligibility criteria, terms and conditions, fees and charges apply. 

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.

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1300 13 22 77

Community First Credit Union Limited ABN 80 087 649 938Operating as Community First Bank | AFSL and Australian credit licence 231204 BSB 512-170