Important update: from 1 April 2026, the Illawarra Credit Union brand – a division of Community First Credit Union – will be formally retired. Visitors to the illawarracu.com.au will now be directed to this site. More information about this change is available here. The latest release of our enhanced mobile banking app is now available. Find out more information click here

Start referring

Our mission is to help members achieve their financial goals by building relationships for mutual benefit

What products are eligible for a green loan?

Our green loans support a range of products including:

  • Solar (PV) panels
  • Battery hybrid systems
  • Solar pool heating
  • LED lighting
  • Double glazing
  • External awnings
  • Insulation
  • Home ventilation systems
  • Rain water tanks
  • Grey water treatment systems
  • 4-star rated gas, solar, hydronic or reverse/split cycle air conditioners
  • 5-star solar, hydronic or heat pump heating systems

Register your interest to refer

You can request more information about referring customers to Community First by requesting a call back from one of our team below.

Personal loans

Green Loan

For loan terms 1 – 10 years


Variable interest rate:

7.54%p.a. 5


Comparison rate from:

8.58
%p.a. *

Why refer to us?

Affordable

We don’t charge you any fees to refer customers to us so you don’t need to worry about excess costs.

Easy

We handle the application process and pay your invoices directly so you can focus on your business.

Convenient

We have a specific quick assessment process so you and your customer can keep things moving.

Tailored

Relationship support

We have four relationship support levels based on your business needs and referral volume.

Dedicated

Business support

We have dedicated Environmental Finance Partnerships Managers to assist your business

Specialist

Finance team

Our dedicated, specialist enviromental finance team, based in Newcastle NSW is on hand to work closely with your customers to achieve faster outcomes

Simple

Flexible products

We offer simple products with added flexibility such as redraw and early payout without penalty.

What you need to know
Terms and Conditions: Credit eligibility criteria, terms & conditions, fees & charges apply. *Rate is current as at 20/03/26 and subject to change without notice. **The comparison rate is based on an unsecured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

You can view Target Market Determinations here.

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.

Download our mobile app

Convenient 24/7 access to check your account balance and recent transactions, pay bills, transfer money and more.

Call us today on

1300 13 22 77

Community First Credit Union Limited ABN 80 087 649 938Operating as Community First Bank | AFSL and Australian credit licence 231204 BSB 512-170