1300 13 22 77
Term Deposits
Lock in a secure return for a term
Predictable
Whether you’re a personal investor, business or SMSF, lock in your interest rate for a term and enjoy secure returns.
Secure
Eligible deposits up to $250,000 are protected under the Australian Government’s Financial Claims Scheme.
Flexible
You can choose to be paid every month, at the end of the term or at periods in between.
How to apply
You can apply online, over the phone or by visiting one of our financial services stores. If you’re applying in the name of a business, call us on 1300 13 22 77. Please note that we cannot accept cheques at Community First stores or via mail.
SMSF Term Deposits
A term deposit for your self-managed super fund can provide a predictable return for your nest egg.
Find out moreFeatures
$0
Monthly fees
No monthly or account keeping fees.
3
Months
The minimum term you can select.
3
Years
The maximum term you can select.
$5,000
Minimum investment
Invest from $5,000 – $1,000,000.
Calculate your returns
Using our term deposit calculator, you can see what returns you can expect based on different amounts and terms.
Find out moreYou can view Target Market Determinations here.
1 Rates effective 15/05/2026 and are subject to change without notice. Rates are for deposits between $5,000 and $1,000,000. Rates for amounts above $1,000,000 are negotiated at the discretion of Community First Bank. If you seek an early release of your term deposit prior to its maturity date, an early withdrawal interest penalty may apply. Interest paid cannot be compounded into the investment. Term Deposits are available to be withdrawn at maturity. We may require up to 7 days written notice of your intention to make an early withdrawal.