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Online saver
It’s flexible and it doesn’t eat away at your savings
Online Saver
Balances up to and including $100,000
1.00 %p.a. 1
Interest calculated daily on the closing balance and paid monthly
Balances over $100,000
0.00 %p.a. 1
Flexible
There’s no minimum regular deposits needed to earn interest and you can have multiple sub-accounts to manage your deposits.
No fuss
There’s no interest or fee penalties when you need to withdraw your money.
Easy
It’s easy to manage your funds – transfer in and out of the account at any time via our mobile app or internet banking. Direct debits are not available.
Features
$0
Transaction fees
Ability to transfer your funds via Internet Banking or within our mobile app and you won’t be penalised or incur transaction fees. You can view our Fees and Charges here.
$0
Monthly fees
No monthly fees so you can maximise your savings.
$0
Minimum deposit
No big hurdles – you’ll earn interest on any balances up to and including $100,000 regardless of how many times you transact on the account.
How to apply
Using our online application form, you can apply to become a member and open an account. We will verify your ID online and if unsuccessful, will contact you to get another form of ID.
Invest for a term
Take a look at our latest term deposit options for more ways to grow your nest egg.
Find out moreFees and charges
This account can only be accessed through Internet Banking or the Mobile App. Fees may be charged for specially requested services. Refer to our latest fees and charges schedule for more information.
Fees and charges1 Rates are current as at 01/09/25 and subject to change without notice. Interest is payable on balances up to and including $100,000. Balances over $100,000 will not earn interest. You can view Target Market Determinations here .