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Everyday Plus
An everyday transaction account for members who are aged 55 and over or Self-Managed Super funds (SMSFs).
Access
An everyday account for members who are aged 55 and over or SMSFs. Monthly account fee of $6 is waived if you deposit $2,000 each month or meet other eligibility criteria*.
Rewarding
Earn tiered interest depending on the balance in your account – calculated daily and paid quarterly.
Convenient
Use your own money to securely shop in-store and online, pay bills via BPAY® and direct debit, access cash and more.
Everyday Plus account
Balances $100,000 and over
1.75%p.a. 1
Interest calculated daily and paid quarterly.
Balances $10,000 – $99,999
0.75%p.a. 1
Interest calculated daily and paid quarterly.
Balances up to $9,999
0.10%p.a. 1
Interest calculated daily and paid quarterly.
Flexible options
A debit card is optional which you can use both in Australia and overseas. Plus you can choose to add an overdraft 2 for even greater flexibility and convenience.
Features
$0
Monthly fee
The $6 monthly fee will be waived if you deposit at least $2,000 each calendar month (excludes bank-initiated transactions) or you have a membership value of $50,000 or more*.
$0
ATM fees
We won’t charge you a fee for using an ATM however a direct charge fee by the ATM operator you use may apply.
3%
International Transactions
There’s no fees for things like BPAY®, direct debits, external transfers and Osko payments. Fees apply on International Transactions. For more information view our Fees and Charges.
How to apply
You can apply online, over the phone or at one of our financial services stores.
Tap and go
Mobile Payments
Use your card to make payments via Apple Pay4, Google Pay3 and Samsung Pay. 5
Fast Payments
Osko
Send and receive money to participating financial institutions in seconds, 24/7.
No card? No worries
Digital Cards
Now you can access your card details in our mobile app for maximum convenience.
Fees and charges
For a full list of our fees and charges, including specially requested services, refer to our latest fees and charges schedule below.
Fees and chargesYou can view Target Market Determinations here.
*Monthly fee of $6 is waived on the account when you deposit at least $2,000 into the account each calendar month (excludes bank-initiated transactions, reversals, and refunds), or, you have a membership value of $50,000 or more. Membership Value is calculated by taking the total closing balance of all your Savings, Term Deposits and Loan accounts each day for a membership and averaging this total daily balance across the number of days in the month. Note: Balances are calculated on the effective date of the transaction. Does not include overdrawn balances. Where an accounts debit balance is greater than its approved credit limit, the credit limit amount is instead used.
1 Rates are current as at 01/09/2025 and subject to change without notice.
2 Credit eligibility criteria, terms & conditions, fees & charges apply.
3 Google Pay is a registered trademark of Google Inc.
4 Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
5 Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
® Registered to BPAY Pty Ltd ABN 69 079 137 518