Everyday account

The everyday account with the most heart

Access

With a choice of 2 cards, you can use your card wherever Visa is accepted – including overseas, plus make transactions at Bank@Post outlets and our financial services stores.

Feel good

Choose pink and know you’re helping make a difference by supporting the McGrath Foundation who raises money to fund McGrath Cancer Care Nurses.

Convenient

Use your own money to shop in-store and online, pay bills, access cash and more. Plus you have the option of attaching an overdraft1.

Choose pink and together we can make a difference

By choosing the pink card, you’re helping fund McGrath Cancer Care Nurses in communities right across Australia. To date, this initiative has raised over $1 million for the McGrath Foundation.

About McGrath Foundation

Features and benefits

$0

Monthly fee

The $6 monthly fee will be waived if you’re aged 18-23, deposit at least $2,000 each calendar month (excludes bank-initiated transactions) or you have a membership value of $50,000 or more*. 

$1

Donated

When you choose the pink card, $1 of your monthly fee goes to the McGrath Foundation each month.

$0

ATM fees

There’s no fees for things like BPAY®, direct debits, external transfers and Osko payments. International transaction fees apply. For more information view our 

Fees and Charges.

$0

Deposit

No minimum monthly deposit, no minimum transactions.

How to apply

You can apply online, over the phone or at one of our financial services stores.

Apply online

Tap and go

Mobile Payments

Use your card to make payments via Apple Pay, Google Pay and Samsung Pay. 4

Fast Payments

Osko

Send and receive money to participating financial institutions in seconds, 24/7.

No card? No worries

Digital Cards

Now you can access your card details in our mobile app for maximum convenience.

Fees and charges

For a full list of our fees and charges, including specially requested services, refer to our latest fees and charges schedule below.

You can view Target Market Determinations here

*Monthly fee of $6 is waived on the account if you’re aged 18-23, when you deposit at least $2,000 into the account each calendar month (excludes bank-initiated transactions, reversals, and refunds), or, if you have a membership value of $50,000 or more. Membership Value is calculated by taking the total closing balance of all your Savings, Term Deposits and Loan accounts each day for a membership and averaging this total daily balance across the number of days in the month. Note: Balances are calculated on the effective date of the transaction. Does not include overdrawn balances. Where an accounts debit balance is greater than its approved credit limit, the credit limit amount is instead used.

1 Credit eligibility criteria, terms & conditions, fees & charges apply.

2 Google Pay is a registered trademarks of Google Inc.

3 Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

4 Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

® Registered to BPAY Pty Ltd ABN 69 079 137 518

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.

Download our mobile app

Convenient 24/7 access to check your account balance and recent transactions, pay bills, transfer money and more.

Call us today on

1300 13 22 77

Community First Credit Union Limited ABN 80 087 649 938Operating as Community First Bank | AFSL and Australian credit licence 231204 BSB 512-170