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Everyday account
The everyday account with the most heart
Access
With a choice of 2 cards, you can use your card wherever Visa is accepted – including overseas, plus make transactions at Bank@Post outlets and our financial services stores.
Feel good
Choose pink and know you’re helping make a difference by supporting the McGrath Foundation who raises money to fund McGrath Cancer Care Nurses.
Convenient
Use your own money to shop in-store and online, pay bills, access cash and more. Plus you have the option of attaching an overdraft1.
Choose pink and together we can make a difference
By choosing the pink card, you’re helping fund McGrath Cancer Care Nurses in communities right across Australia. To date, this initiative has raised over $1 million for the McGrath Foundation.
About McGrath FoundationFeatures and benefits
$0
Monthly fee
The $4 monthly fee will be waived if you’re aged 18-23, deposit at least $2,000 each calendar month (excludes bank-initiated transactions) or you have a membership value of $50,000 or more*.
$1
Donated
When you choose the pink card, $1 of your monthly fee goes to the McGrath Foundation each month.
$0
ATM fees
There’s no fees for things like BPAY®, direct debits, external transfers and Osko payments. International transaction fees apply. For more information view our
$0
Deposit
No minimum monthly deposit, no minimum transactions.
How to apply
You can apply online, over the phone or at one of our financial services stores.
Apply online
Tap and go
Mobile Payments
Use your card to make payments via Apple Pay, Google Pay and Samsung Pay. 4
Fast Payments
Osko
Send and receive money to participating financial institutions in seconds, 24/7.
No card? No worries
Digital Cards
Now you can access your card details in our mobile app for maximum convenience.
Fees and charges
For a full list of our fees and charges, including specially requested services, refer to our latest fees and charges schedule below.
You can view Target Market Determinations here .
*The Monthly fee of $4 is charged per open account and will be waived if:
- You’re aged 18-23,
- Deposit at least $2,000 into each account during the calendar month (excludes bank-initiated transactions, reversals, and refunds), or,
- Have a Membership Value of $50,000 or more (including eligible savings, term deposit and loan accounts).
Membership Value is calculated by adding together the daily closing balances of your eligible savings, term deposit and loan accounts and averaging this total across all days in the month. Balances are calculated using the effective date of each transaction. Overdrawn balances are not included. Where an account’s debit balance exceeds its approved credit limit, the approved credit limit amount will be used instead.
Joint accounts can only qualify for a fee waiver based on the primary account holder’s Membership Value. If a joint account qualifies for a fee waiver, the waiver will also apply to the secondary account holder’s eligible individual accounts. However, a secondary account holder’s Membership Value cannot be used to qualify a joint account for a fee waiver.
1 Credit eligibility criteria, terms & conditions, fees & charges apply.
2 Google Pay is a registered trademarks of Google Inc.
3 Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
4 Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
® Registered to BPAY Pty Ltd ABN 69 079 137 518
The date purchases are received and processed may be different from the date they were made.