Variable interest rate:
|0.30% p.a. 1|
Access your savings from 1 November to 31 January each year without penalty.
Features and benefits
You can't access your money outside the silly season so you aren't tempted to spend it on something else.
Set up a regular savings plan and be rewarded with interest calculated daily and paid monthly.
It's easy to keep track of your balances and savings goals with alerts and our mobile app.
There's no requirement to save every month, plus there are no monthly fees.
When you can spend
Access your money between 1 November to 31 January.
You can start with nothing and build from there.
A fee applies if you need to access your savings between 1 February to 31 October each year.
How to apply
You can apply online, over the phone or at one of our financial services stores.
Need to access your money?
If you have an emergency and need to access your money between 1 February and 31 October each year, a $5 fee will apply.
Fees and charges
You may be charged a fee for things like external internet banking transfers or accessing your money from 1 February to 31 October. Refer to our fees and charges schedule for our full list of fees and charges.
You can view Target Market Determinations here.
1 Rates are current as at 01/12/21 and subject to change without notice. Early withdrawal will incur a fee(s) and may result in the closure of the account.
Community First Credit Union LimitedABN 80 087 649 938 | AFSL and Australian credit licence 231204 | BSB 512-170