Access

Use your card wherever Visa is accepted - including overseas, plus make transactions at Bank@Post outlets and our financial services stores.

Flexible

Only pay for the transactions you use, plus receive transaction fee rebates based on the combined value of loans and deposits with us.

Convenient

Use your own money to securely shop in-store and online, pay bills via BPAY® and direct debit, access cash and more.

Choose your options

A debit card is optional and depending on your needs, you can also choose to add an overdraft 1  to your account for even greater flexibility and convenience.

Features and benefits

$0

Monthly account fee

A monthly account keeping fee does not apply.

$2

Debit card monthly fee

Not applicable if you choose to have no debit card.

$

Transaction fees

ATM withdrawals, direct debits and external transfers may incur a fee.

$31

Maximum rebate

The monthly rebate depends on the total value of loans and deposits with us.

How to apply

You can apply online, over the phone or at one of our financial services stores.

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Tap and go

Mobile Payments

Make payments via Apple Pay 3 , Google Pay 2 and Samsung Pay 4 .

Find out more
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Fast Payments

Osko

Send and receive money to participating financial institutions in seconds, 24/7.

How it works

Fees and charges

Fees are charged on a pay as you go basis so you may be charged a fee for things like ATM withdrawals, direct debits, external transfers and specially requested services. Refer to our latest fees and charges schedule below for a full list of fees and charges and information on our member rebate structure.

You can view Target Market Determinations here

1 Credit eligibility criteria, terms & conditions, fees & charges apply.

2 Google Pay is a registered trademark of Google Inc.

3 Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademark of Apple Inc., registered in the U.S. and other countries.

4 Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

® Registered to BPAY Pty Ltd ABN 69 079 137 518

Community First Credit Union LimitedABN 80 087 649 938 | Operating as Community First Bank | AFSL and Australian credit licence 231204| BSB 512-170