After considering the RBA’s recent cash rate movement, among other variables, we have made the decision to increase our variable loan and deposit products for existing members by up to 0.25%p.a. Deposits and savings will change commencing from 16 October and variable loans will increase commencing from 9 October. More details around loan rate changes can be found here.


NSA Credit Card no longer available for new applications

Date Published: 01-11-2026

The NSA Credit Card has been retired. 

NSA Credit Card

NSA Credit Card applications will no longer be received

Effective from 30 October 2026, the NSA Credit Card product will be retired, and Community First will no longer receive new applications for the NSA Credit Card.      

Current NSA Credit Card holders

If you currently have an NSA Credit Card, you can continue to use the product and your card as normal. Your current product is not impacted by this change.

Moving forward however, Community First will simply no longer accept any new applications for NSA Credit Cards or limit increases on existing NSA Credit Card accounts. 

What if I want to increase my limit?

If you have any questions about this change or would like to request to increase your limit, please reach out to our friendly team and we’ll be happy to assist. 

We’re here to help

If you have any questions or need help managing your account, were happy to help. Give us a call on 1300 13 22 77 or visit your nearest branch.

Target Market Determinations

To view current Target Market Determinations, visit www.communityfirst.com.au/tools/target-market-determinations/.

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.

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Community First Credit Union Limited ABN 80 087 649 938Operating as Community First Bank | AFSL and Australian credit licence 231204 BSB 512-170