Be scam aware. We’ll never ask you for your Internet banking password, nor will we ever ask you to move money to another Community First account or other financial institution. If you’re ever unsure, call us back on the number published on our website. If you’re asked to open an account at another financial institution, do not proceed.

Insurance $100 cashback Terms & Conditions

1.By participating in this promotion, you will be deemed to have read and agreed to abide by these Terms and Conditions.

2. Instructions on how to participate in this promotion and other details contained within any advertising material for this promotion form part of these Terms and Conditions.

3. The gift cards are provided by the promoter, Community First Credit Union Limited ABN 80 087 649 938 AFSL/Australian credit licence 231204.

4. You will not be eligible for the giveaway if you are an employee of the promoter.

5. The promotion commences on 6th May 2024 at 8.30am AEST and closes on 31st of July 2024 at
5pm AEST. An individual who takes up one or more new Eligible Insurance Policies during the promotion period will be given a $100 cashback to an account with Community First, for all new eligible Home and/or Contents, Landlords and Motor Vehicle (excluding Motorcycle) policies. The cashback will be applied to the primary policy holder within 30 days of the expiry of the insurance cooling off period. The cashback will be provided per policy not per person. Offer is not available with any other promotional offers.

6. Entry conditions: During the promotion period and subject to these terms and conditions, an individual will be eligible for the cashback by purchasing a new Eligible Insurance Policy product from Community First. All levels of cover for the listed policies below are included.

7. A new ‘Eligible Insurance Policy’ is a CGU:

(i) Building Insurance Policy

(ii) Contents Insurance Policy

(iii) Combined Home and Contents Insurance Policy

(iv) Landlords Residential Property Insurance Policy

(v) Motor Vehicle (excluding Motorcycle) Insurance Policy

For the avoidance of doubt, renewing policies are excluded from the Promotion.

An ineligible entry also includes where an existing policy is cancelled and new policy taken up. Pre-existing policies are not eligible for entry. In the event that a pre-existing policy is cancelled and new policy is purchased for the same risk, this is also deemed ineligible for entry.

8. All amounts in these Terms and Conditions are expressed in Australian dollars.

9. The promoter, in its sole discretion, reserves the right to cancel, suspend, terminate or modify if fraud, technical failures or any other factor beyond the promoters reasonable control adversely affects the promoters ability to conduct the promotion as described in these terms and conditions.

10. Disclosure of purchaser information is for the sole use of Community First and will not be provided to a third party.

11. Privacy Notice: personal information collected is subject to the Privacy Policy of Community First which can be obtained from any store or www.communityfirst.com.au

12. Offer is subject to these terms and conditions and underwriting criteria. Any advice is general advice only and does not take into account your individual objectives, financial situation or needs

('your personal circumstances'). Before using this advice to decide whether to purchase or hold this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances.

Community First Credit Union Limited ABN 80 087 649 938 acts under its own Australian Financial Services Licence no. 231204 and under an agreement with the issuer Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722, AFSL 227681. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant the Product Disclosure Statement and Target Market Determinations from www.communityfirst.com.au

Community First Credit Union LimitedABN 80 087 649 938 | Operating as Community First Bank | AFSL and Australian credit licence 231204| BSB 512-170