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Bridging Loan Benefits

If you’ve been thinking of selling, but aren’t keen on selling before you buy, a bridging loan could help you bridge the gap.

Flexible

You have up to 12 months from the date of settlement of your new property to repay your bridging loan.

Manageable

Unlike some lenders, our bridging loans are interest only, with no repayments required monthly which can help with budgeting.

Choice

If you still have a loan after paying out the bridging loan, choose from one of our competitive home loans for this part of the loan.

Take the next step

We can help make the process easy. One of our Mortgage Specialists can work out your options and costs for you via a no-obligation chat.

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Bridging Loan Process

Read more in the free e-guide that will help you understand how bridging loans work and if it could be a tool to secure your dream property.

Application

Approval

Accessing Funds

Ownership transfer

Sale of existing property

Transition to long-term finance

Home Loan Key Facts Sheet

Please take a moment to review the Home Loan Key Facts Sheet before you begin.

Find out more here

Offer terms and conditions:

You can view Target Market Determinations here.

Credit eligibility criteria, terms & conditions, fees & charges apply. Community First will need to hold a first registered mortgage over any properties being taken as security. Where a bridging loan is taken, all loans must be held with Community First. The maximum LVR during the peak debt is 80%.

¹Rate is current as at 17/11/23 and subject to change without notice.

*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.