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Log in CAPE products no longer offered
Loan products
Mortgage Loan
Interest rate on request
Personal Loan
From 8.90% p.a.* Interest rate
From 9.03% p.a.^^ Comparison rate
Deposit products
Online Savings account
0.00% p.a.^ - Up to $4,999
0.50% p.a.^ - $5,000 and over
Target Savings account
0.00% p.a.^ - Up to $999
0.10% p.a.^ - $1,000-$4,999
0.20% p.a.^ - $5,000 and over
NBCU products no longer offered
Loan products
All in One Loan
4.64% p.a.* Interest rate
4.71% p.a.** Comparison rate
Interest Only
4.10% p.a.* Interest rate
4.16% p.a.** Comparison rate
Minimiser Loan
From 4.00% p.a.* Interest rate
From 3.85% p.a.** Comparison rate
Variable Personal Loan
From 15.20% p.a.* Interest rate
From 15.49% p.a.^^ Comparison rate
Used car over 3 years
8.74% p.a.* Interest rate
9.02% p.a.^^ Comparison rate
Overdraft/Visa
14.45% p.a.* Interest rate
Deposit products
nextStep Saver (S20)
0.60% p.a.^ All balances
netMax Saver (S50)
0.00% p.a.^ - Up to $4,999
0.60% p.a.^ - $5,000 and over
Visa (S75)
Nil interest
Community First products no longer offered
Loan products
Variable Personal Loan
11.99% p.a.* Interest rate
12.28% p.a.^^ Comparison rate
Fees and charges
For details or more information about our home loan fees and charges, please refer to our current fees and charges schedule.
Credit eligibility criteria, terms and conditions, fees and charges apply.
*Rates are effective as at 16/03/22 and subject to change without notice.
**The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. ^^The comparison rate is based on a loan amount of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^Rates are effective as at 20/08/20 and subject to change without notice.
Community First Credit Union LimitedABN 80 087 649 938 | AFSL and Australian credit licence 231204 | BSB 512-170