CAPE products no longer offered

Loan products

Mortgage Loan

Interest rate on request

Personal Loan

From 8.90% p.a.* Interest rate

From 9.03% p.a.^^ Comparison rate

Deposit products

Online Savings account

0.00% p.a.^ - Up to $4,999

0.50% p.a.^ - $5,000 and over

Target Savings account

0.00% p.a.^ - Up to $999

0.10% p.a.^ - $1,000-$4,999

0.20% p.a.^ - $5,000 and over

NBCU products no longer offered

Loan products

All in One Loan

4.64% p.a.* Interest rate

4.71% p.a.** Comparison rate

Interest Only

4.10% p.a.* Interest rate

4.16% p.a.** Comparison rate

Minimiser Loan

From 4.00% p.a.* Interest rate

From 3.85% p.a.** Comparison rate

Variable Personal Loan

From 15.20% p.a.* Interest rate

From 15.49% p.a.^^ Comparison rate

Used car over 3 years

8.74% p.a.* Interest rate

9.02% p.a.^^ Comparison rate

Overdraft/Visa

14.45% p.a.* Interest rate

Deposit products

nextStep Saver (S20)

0.60% p.a.^ All balances

netMax Saver (S50)

0.00% p.a.^ - Up to $4,999

0.60% p.a.^ - $5,000 and over

Visa (S75)

Nil interest

Fees and charges

For details or more information about our home loan fees and charges, please refer to our current fees and charges schedule.

Credit eligibility criteria, terms and conditions, fees and charges apply. 

*Rates are effective as at 22/09/18 and subject to change without notice. 

**The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. ^^The comparison rate is based on a loan amount of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

^Rates are effective as at 20/08/20 and subject to change without notice.  

Community First Credit Union LimitedABN 80 087 649 938 | AFSL and Australian credit licence 231204 | BSB 512-170