You will be required to set up a stronger password the next time you login to Internet Banking. If you’ve already done this, you won’t need to do it again. One Time Passwords will also be mandatory in order to continue to have full access to all Internet Banking features – please contact us or visit a store to register your mobile if we don’t have yours yet.

CAPE products no longer offered

Loan products

Personal Loan

From 8.90% p.a.* Interest rate

From 9.03% p.a.^^ Comparison rate

Deposit products

Target Savings (specified savings) account

0.00% p.a.^ - Up to $999

0.10% p.a.^ - $1,000-$4,999

0.20% p.a.^ - $5,000 and over

NBCU products no longer offered

Loan products

Interest Only

Interest rate and comparison rate available on request. 


14.45% p.a.* Interest rate

Deposit products

nextStep Saver (S20)

0.60% p.a.^ All balances

netMax Saver (S50)

0.00% p.a.^ - Up to $4,999

0.60% p.a.^ - $5,000 and over

Visa (S75)

Nil interest

Community First products no longer offered

Loan products

Variable Personal Loan

11.99% p.a.* Interest rate

12.28% p.a.^^ Comparison rate

Savings products

Money Market Account

0.05% p.a. 1 - Balance up to $9,999
0.25% p.a. 1 - Balance $10,000 - $99,999
0.50% p.a. 1 - Balance $100,000+

Matrimoney Account

1.50% p.a. 1 - All balances

Fees and charges

For details or more information about our home loan fees and charges, please refer to our current fees and charges schedule.

Credit eligibility criteria, terms and conditions, fees and charges apply. 

*Rates are effective as at 16/03/22 and subject to change without notice. 

**The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. ^^The comparison rate is based on a loan amount of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

^Rates are effective as at 20/08/20 and subject to change without notice.  

1 Rates are effective as at 14/02/23 and subject to change without notice.  

Community First Credit Union LimitedABN 80 087 649 938 | Operating as Community First Bank | AFSL and Australian credit licence 231204| BSB 512-170