Important update: from 1 April 2026, the Illawarra Credit Union brand – a division of Community First Credit Union – will be formally retired. Visitors to the illawarracu.com.au will now be directed to this site. More information about this change is available here. The latest release of our enhanced mobile banking app is now available. Find out more information click here

Start referring

Register your interest to refer customers to us – we’ll be in touch with more information.

Home owner installing solar?

  • We can help you finance the purchase of environmentally friendly products such as solar panels, battery systems, rain water tanks, hot water systems and more
  • View our green loan options where you could borrow from $1,000 over loan terms from 1-10 years via an unsecured personal loan
Find out more

Need finance for your customer?

  • Improve sales by giving customers a great value, independent finance option
  • We don’t charge you for business referred so there’s no costs to pass on to customers
  • Join hundreds of other businesses Australia wide who refer their customers to us to help grow their business
Find out more

Take the heat out of bills

More and more Australians are investing in solar panels to power their homes – and with good reason. The savings can easily run to hundreds of dollars a year while reducing our environmental footprint.

From solar panels to rainwater tanks, and from double glazing to LED lighting, Community First’s Green Loan can help home owners and customers of businesses with eligible products get access to great value finance.

Customer owned banking since 1959

We’ve been offering green loans for more than a decade and have worked with hundreds of Australian businesses to help thousands of customers finance the cost of environmentally friendly products. Find our more about us.

Credit eligibility criteria, terms & conditions, fees & charges apply.

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.

Download our mobile app

Convenient 24/7 access to check your account balance and recent transactions, pay bills, transfer money and more.

Call us today on

1300 13 22 77

Community First Credit Union Limited ABN 80 087 649 938Operating as Community First Bank | AFSL and Australian credit licence 231204 BSB 512-170