Changes to loan interest rates

We’re making changes to our home, personal and business loan interest rates. 

Changes effective 9 October 2026

The following reference rates will be increasing by 0.25% p.a.

Changes effective 13 October 2026

All existing variable home and business loans that do not have a reference rate, will be increasing by 0.25% p.a. 

Changes effective 20 October 2026

All existing variable personal loans that do not have a reference rate, will be increasing by 0.25% p.a. 

Changes effective 1 November 2026

Mortgage secured Overdraft interest rate will be increasing by 0.20% p.a 

Business Overdraft (residential security) interest rate will be increasing by 0.25% p.a.

Business Overdraft (commercial security) interest rate will be increasing by 0.25% p.a.

Interest Rates for new loans and switches

All fixed and variable home loan, personal loan, business loan and overdraft interest rates for new loans and switches will be increasing.

View our current loan interest rates here.

Credit Cards are not incurring a rate change.

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Last updated: 2 October 2026

The information contained in this article is only correct at the point of time of publication. It is general information and has been prepared without taking into account your personal circumstances, objectives or needs. Please consider if this information is right for you before making a decision to acquire any product.