Important update: from 1 April 2026, the Illawarra Credit Union brand – a division of Community First Credit Union – will be formally retired. Visitors to the illawarracu.com.au will now be directed to this site. More information about this change is available here. The latest release of our enhanced mobile banking app is now available. Find out more information click here

Your application has been received!

We’ve now received your application and it will be processed shortly. One of our team will give you a call to verify your identity over the phone.

Once we’ve verified your ID, we’ll open your account and send you your new account details so you can start banking.

Our Annual report

Each year we will publish our Annual Report on our website and will advise when this has been done and where you can access it. The Annual Report contains information on our financial position and performance, how effectively it is being managed and about any financial risks it may face. You can request a copy to be mailed or e-mailed to you at any time.

This information on this website is general advice only and does not take into account your objectives, financial situation or needs (your “personal circumstances”). Before deciding whether to buy any product on this website you should consider your personal circumstances. You should read and consider the Terms and Conditions when deciding to use any product (terms and conditions, fees and charges may apply). Our product Conditions of Use are available on this website.

Download our mobile app

Convenient 24/7 access to check your account balance and recent transactions, pay bills, transfer money and more.

Call us today on

1300 13 22 77

Community First Credit Union Limited ABN 80 087 649 938Operating as Community First Bank | AFSL and Australian credit licence 231204 BSB 512-170