Save with a life of loan discount off the relevant standard variable home loan.
Includes a 100% offset account (up to 2) with a Visa Debit Card plus fee waivers on other products and services.
Borrow up to 95% of the property value with Lenders' Mortgage Insurance 3 to finance the purchase, build or refinance the property you live in.
Features and benefits
A discount off our standard variable interest rate to help save you money.
The annual package fee you pay to unlock discounts.
Includes one standard valuation and one legal fee for one security property. Additional fees apply for construction loans.
Online redraw fee
Staff Assisted redraw (e.g. BPAY® 4 , internal and external transfers) are $30.
Credit Card annual fee
Applies to approved applicants for our low rate credit card (excludes pink and blue cards) – saving you $40.
Personal Loan fee
We'll waive the application fee on our personal loans - a saving of $195 to approved applicants.
A 10% discount on the first year premium on home and/or contents and/or car insurance purchased through CFCU.
Free loan variation
Each year, we'll give you one free loan variation saving you $250. Refer to our fees and charges for more information.
How to apply
You can apply online, over the phone or by visiting one of our financial services stores. One of our Mortgage Specialists will guide you through the process.
Now you can save on your home loan and your health insurance
Join Peoplecare for your health cover, you’ll get a $150 EFTPOS voucher for singles or single parent cover OR a $300 EFTPOS gift card (for couples and family cover) plus other discounts and waivers. 2Find out more
Home Loan Key Facts Sheet
Accelerator Fact Sheet
Fees and charges
You can view Target Market Determinations here.
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rate is current as at 18/05/2022 and subject to change without notice. Application and legal fee waiver applies to applications with one security property, additional securities will be charged at cost and could incur additional legal fees. Valuation fees may apply. Additional upfront fees apply for construction loans. Government charges or any exit costs may be incurred from your existing lender.
3 Lenders' Mortgage Insurance applies where the loan to value ratio (LVR) exceeds 80%. Some suburb exclusions apply.
4 ® Registered to BPAY Pty Ltd ABN 69 079 137 518
*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Community First Credit Union LimitedABN 80 087 649 938 | AFSL and Australian credit licence 231204 | BSB 512-170