Help protect your family and your lifestyle

When you think about your financial commitments, would you and your family be able to cope financially if life took a turn for the worse? It’s not a question we like to think about, but it’s an important one.

From time to time we share our tips on everything from saving for a rainy day and budgeting to paying off your home loan faster, so you can put yourself in a better financial situation. We know everyone’s circumstances are different, which is why we feel it’s important to provide members with a range of options to suit their needs.
Now, thanks to a new arrangement between Community First and NobleOak, you have the option to protect you and your family through FlexiCover Life Insurance products from NobleOak Life.  We’re picky when it comes to who we partner with, so you can be sure we’ve selected a partner who offers value for money and great benefits so you can enjoy peace of mind. But don’t take our word for it – NobleOak was Australia’s most awarded Direct Life Insurer of 2020^^.
With FlexiCover Life Insurance you can choose a level of cover to suit your requirements. For example, you may want to apply for a sum insured which will be enough to cover your outstanding debts, such as; a home loan, car loan, personal loan etc. so if something happens to you your family will be able to continue paying these commitments. You can even decrease your cover by up to 10% each year as your debts decrease, so you are only paying for what you feel you require. Plus, in the event of a claim the proceeds are paid directly to you, not your lender. It renews each year while premiums are paid, and it is life insurance cover for you so it’s not tied to any specific loans or lenders. After all, things can change!
To find out more about FlexiCover, visit our website or call the NobleOak FlexiCover team on 1300 108 490 and mention ‘Community First’.  Plus, if you take out a policy, Community First members receive the first month of cover free!^


^1st month free offer - if you apply for cover and cover is issued you will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer and may not be used in conjunction with any other offer.

^^NobleOak awards information found at

Important Information – FlexiCover is issued by NobleOak Life Limited ABN 85 087 648 708 AFSL No. 247302 (‘NobleOak’). Community First Credit Union Limited ABN 80 087 649 938 AFSL/Australian credit licence 231204 (‘Community First’) promotes the FlexiCover product under a marketing arrangement with NobleOak but does not provide any financial advice regarding - and is not responsible for - the product. NobleOak Services Limited (wholly-owned by NobleOak) pays Community First an ongoing commission of 15% of premium when products are acquired as a result of the marketing arrangement. This commission is at no additional cost to customers. Further information can be found in the NobleOak Financial Services Guide (FSG) available at

This information is of a general nature only and does not take into consideration your individual circumstances, objectives, financial situation or needs. Before you purchase an insurance product, you should carefully consider the Product Disclosure Statement (PDS) to decide if it is right for you. The PDS is available by calling NobleOak on 1300 108 490 or from NobleOak cannot provide you with personal advice, but their staff may provide general information about NobleOak life insurance products including FlexiCover.

Last updated: 02 March 2021

The information contained in this article is only correct at the point of time of publication. It is general information and has been prepared without taking into account your personal circumstances, objectives or needs. Please consider if this information is right for you before making a decision to acquire any product.

Community First Credit Union LimitedABN 80 087 649 938 | AFSL and Australian credit licence 231204 | BSB 512-170